This site will help New Yorker’s understand their flood risk and flood insurance requirements. ** The City encourages residents to purchase flood coverage, which is not included in homeowners insurance.** Until the new flood maps are issued, flood insurance rates in New York City will continue to be based on the 2007 Effective FIRMs saving coastal households tens of millions of dollars per year.įor those outside of the highest risk areas on those maps, flood insurance will remain less expensive.įlood risk is real and increasing with the impacts of climate change. This map depicts FEMA flood hazard data available for Sandy rebuilding and recovery efforts, including preliminary work map data where available and ABFE. In October 2016, FEMA announced that it agreed with the City’s findings, and that it would work with the City to revise the 2015 Preliminary FIRMs and issue new maps in the coming years that better reflect current flood risk. In June 2015, New York City filed a technical appeal of the Preliminary FIRMs released in January 2015. In addition, Congressional changes to the National Flood Insurance Program (NFIP) managed by FEMA will lead to increased flood insurance rates for many flood insurance policyholders.įEMA’s FIRMs have not been significantly updated since 1983, and the City’s maps are currently being updated by FEMA. For years, particularly after Hurricane Sandy flooded much of the region, civic groups, environmental organizations and officials had raised alarms and urged action to protect from extreme. The federal government Monday added the startling number of buildings to its flood danger zone maps for Brooklyn, Queens, Staten Island and Westchester County, exposing homeowners to new. Property owners with federally-backed mortgages on buildings identified in the high-risk areas on the FIRMs are required to purchase flood insurance. A new flood map is currently being deliberated, but there is no definitive answer as to when it will come out or be implemented.
FEMA FIRMs are created through an extensive mapping process that take into account topography, and the types and strength of storms that historically have affected the region.
data from more recent storms such as hurricanes Irene and Lee and Superstorm Sandy. Many more New Yorkers will be considered exposed to flood risk, and, if they have federally-backed mortgages, they will be required to buy flood insurance-just as flood rates are increasing.įEMA’s Flood Insurance Rate Maps (FIRMs) delineate areas at high-risk for flooding. Participating communities also keep on file the flood maps and any.
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